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Terms & Conditions That Protect You and Us

When you open an account with erek10, you're entering into an agreement that spells out exactly how deposits work, what happens if a dispute arises, and how we…

Account ownership rulesPayment and withdrawal termsDispute and security policies
erek10 Terms & Conditions That Protect You and Us
QUESTIONS ABOUT TERMS

How to Reach Us About Policy

If you need to clarify a term, report a breach, or discuss how the policy affects your account, our support team is available during business hours. You can reach us through multiple channels—live chat is fastest for urgent queries, email works well for detailed questions, and WhatsApp lets you connect on your own schedule. We aim to reply within one business day.

Team online

Live Chat Support

Open a chat window in your account lobby. Available 09:00–21:00 WIB, seven days a week. Best for urgent policy questions and immediate clarification.

Email

Send your query to [email protected]. Include your account username and a clear description. We respond within 24 hours on business days.

WhatsApp

Message us via our WhatsApp channel for a direct conversation. Available 08:00–20:00 WIB. Use this for flexible, asynchronous discussion of policy concerns.

HOW WE PROTECT POLICY

Security, Data and Your Account Rights

Our Terms & Conditions include commitments to how we handle your personal data, secure your account and process your transactions.

Data Encryption

All deposits via DANA, OVO, GoPay and QRIS, plus account login credentials, are encrypted using SSL protocol. Your wallet balance and transaction history are never exposed in plain text.

Account Access Rights

You own your account and can request access to all your personal data, transaction history and communication logs. Submit a request through support and we'll provide a download within five business days.

Cookie & Tracking Policy

We use cookies to keep you logged in, remember your preferences and measure how you use the site. You can disable cookies in your browser; some features may not work. We do not sell cookie data.

Withdrawal Verification

Before we send funds back to your DANA, OVO, GoPay or QRIS account, we verify your identity and confirm the withdrawal matches our records. This protects both your account and ours from fraud.

Account Closure & Appeals

If we suspend your account for breach of terms, we'll notify you and explain why. You have 14 days to appeal. Submit your appeal through support with supporting evidence.

Data Retention

We retain your account data, transaction records and support tickets for seven years after closure, as required by Indonesian financial regulations. After that period, we securely delete them.

Frequently Asked Questions About Our Terms

Below are answers to the questions we hear most often about erek10's Terms & Conditions—from account ownership to deposit rules and dispute resolution.

If you breach the terms—for example, by using a fake identity, attempting fraud, or violating payment rules—we may suspend your account and forfeit any balance. Minor breaches may trigger a warning first. Serious violations lead to permanent closure and a report to local authorities if required.

No. One person may operate only one account. If we detect duplicate accounts from the same individual, we'll close all but one and may confiscate balances. Account verification during signup ensures each person registers only once.

Report the issue to support within 14 days of the transaction. Include your account username, transaction ID and a clear description. We'll review logs and respond within five business days. If unresolved, you can escalate to our disputes team for formal investigation.

Yes. All deposits are processed through encrypted secure payment gateways. Funds go directly to our merchant account. We maintain transaction records and can trace any issue back to the payment source. If a payment fails, funds return to your payment method within 24 hours.

After verification, withdrawals via DANA, OVO, GoPay and QRIS typically arrive within 10 minutes to one hour, depending on your bank and the payment provider. Bank transfers may take one to three business days. We never charge a withdrawal fee.

Yes. We can update the Terms & Conditions and will notify you by email and in-app. If you don't agree with the changes, you have 30 days to withdraw your balance and close your account. Continued use after 30 days means you accept the new terms.

You must be at least 18 years old and a resident of a region where access is permitted under local law. Account ownership is non-transferable. False information during signup can result in immediate closure and forfeiture of your balance.